Helping Ontario Homeowners Find the Right Mortgage
Licensed Level 1 mortgage agent providing clarity, confidence, and the best rates from multiple lenders
About Me
I chose to become a mortgage agent because I believe everyone deserves access to clear, fair, and competitive mortgage solutions. As a licensed Level 1 Mortgage Agent with Mortgage Outlet, I work with more than 50 lenders across Canada to secure the rates and terms that best fit your unique situation.
My approach is simple: listen to your goals, explain your options in plain language, and guide you through every step of the process. Whether you're buying your first home, renewing your mortgage, refinancing, or investing in property, I'm committed to making the experience smooth, stress-free, and personalized.
Compliance Note:
George Theodosiou — Licensed Level 1 Mortgage Agent (FSRA License # M18001808)
Mortgage Outlet Inc. — Brokerage FSRA License # 12185
Rates and approvals are subject to change without notice and based on approved credit. Some conditions may apply.
Mortgage Services
Comprehensive mortgage solutions tailored to your unique situation. All services come with no cost to you - lenders pay our fees.
First-Time Homebuyer Mortgages
Special programs and guidance for first-time buyers, including government incentives and low down payment options.
- 5% down payment options
- First-time buyer programs
- Government rebates
- Step-by-step guidance
Mortgage Renewals
Don't just renew automatically. Let me shop around to ensure you're getting the best rate when your mortgage comes up for renewal.
- Rate comparison
- Better terms negotiation
- Switch lenders if needed
- No appraisal required
Refinancing & Debt Consolidation
Access your home equity to consolidate high-interest debt, renovate, or invest in other opportunities.
- Debt consolidation
- Home renovations
- Investment opportunities
- Lower interest rates
Investment Property Financing
Specialized mortgage solutions for rental properties and real estate investments with competitive investor rates.
- Rental property mortgages
- Multi-unit financing
- Portfolio lending
- Cash flow analysis
Self-Employed Solutions
Alternative documentation mortgages for self-employed individuals and business owners with flexible income verification.
- Bank statement programs
- Asset-based lending
- Alternative income verification
- Business-for-self options
Pre-Approvals & Consultations
Get pre-approved before you shop and understand exactly what you can afford with confidence.
- Pre-approval certificates
- Budget analysis
- Credit improvement tips
- Rate holds up to 120 days
Important Disclosure: All mortgage approvals are subject to income verification, credit assessment, and individual lender guidelines. Rates and terms may vary based on your financial profile. Interest rates are subject to change without notice. This is not a commitment to lend. Mortgage Outlet and its agents do not guarantee mortgage approval or specific rates.
Tools & Resources
Use our calculators to estimate payments and explore resources to help you through the mortgage process.
Mortgage Payment Calculator
Your Estimated Payment
per monthly payment
*This calculator provides estimates only. Actual payments may vary based on lender requirements and additional costs.
5-Step Mortgage Process
Pre-Approval
Get pre-approved to know your budget and strengthen your offer
House Hunting
Shop for homes within your approved budget with confidence
Make an Offer
Submit competitive offers with pre-approval backing
Final Approval
Complete mortgage application with your chosen property
Legal & Closing
Work with your lawyer to finalize and close the deal
Frequently Asked Questions
What Our Clients Say
Real stories from homeowners who trusted us with their mortgage needs.
"As first-time buyers, we were overwhelmed by the mortgage process. Our agent explained everything clearly and found us a rate that was 0.3% better than our bank offered. The whole process was smooth and stress-free."
Sarah & Mike Johnson
Toronto, ON
"I'm self-employed and was having trouble getting approved elsewhere. The team found a lender that understood my situation and got me approved within a week. Excellent service and communication throughout."
David Chen
Mississauga, ON
"When my mortgage came up for renewal, I almost just signed with my current lender. I'm so glad I called for a second opinion - we saved over $200/month by switching to a better rate and terms."
Lisa Rodriguez
Ottawa, ON
"Buying our second home as an investment property required specialized financing. The expertise and connections made all the difference. We closed on time and got exactly the terms we needed."
James & Emma Wilson
London, ON
Our Lending Partners
We work with 50+ lenders across Canada to find you the best rates and terms available.
And many more regional and alternative lenders to meet your specific needs.
Ready to Get Started?
Contact me today for a free consultation. Let's discuss your mortgage needs and find the perfect solution.
Get In Touch
Phone
(416) 875-1251
george@mortgageoutlet.ca
Service Area
Ontario, Canada
Hours
Monday - Saturday: 8AM - 8PM
Sunday: 10AM - 6PM
Schedule Your Consultation
Send a Message
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